This article was first published on TurkishNY Radio.
Standard Chartered is making a clear distinction between short-term market noise and long-term blockchain adoption and in that framework, Ethereum stands out.
In its latest digital assets research note, Standard Chartered argues that Ethereum is better positioned than Bitcoin to benefit from the next phase of crypto’s development. That phase, the bank suggests, is less about speculation and more about real financial usage.
The report was authored by Geoffrey Kendrick, who leads digital asset research at the bank.
Standard Chartered Ethereum Prediction Stays Long-Term Positive
Standard Chartered reduced its near-term Ethereum price expectations to reflect ongoing caution across crypto markets. The bank now sees ETH trading around $7,500 by the end of 2026, down from earlier estimates.
That adjustment, however, comes alongside higher long-range projections. The bank’s updated forecasts place Ethereum at $15,000 in 2027, $22,000 in 2028, $30,000 in 2029, and $40,000 by 2030.
The message is clear: short-term price revisions do not weaken the bank’s confidence in Ethereum’s role as financial activity increasingly moves onchain.
Ethereum’s Role in Payments and Finance Is Expanding
A central pillar of the bank’s view is Ethereum’s growing dominance in stablecoins, tokenized assets, and decentralized finance. More than half of all stablecoins and tokenized real-world assets currently settle on Ethereum, giving the network a consistent stream of transactions tied to actual economic use.
Standard Chartered expects that share to increase as traditional financial institutions continue testing and deploying blockchain-based settlement systems.
These activities generate regular demand for blockspace and transaction fees that the bank views as more durable than trading-driven spikes in activity.
This trend underpins expectations that the ETH-BTC ratio could move closer to levels last seen in 2021.
Network Data Points to Structural Usage, Not Hype
On-chain activity supports that thesis. Ethereum transaction counts have recently reached new highs, with stablecoin transfers accounting for roughly 35% to 40% of total activity.
The bank notes that previous increases in base-layer throughput have tended to coincide with growth in Ethereum’s market value over time. Recent protocol improvements, including upgrades introduced late last year, have further improved network efficiency and capacity.
A Network Built to Last
Ethereum’s long-term design philosophy also features prominently in the analysis. In recent public remarks, Vitalik Buterin argued that Ethereum should remain secure and usable even if active development slowed.
“The chain should be able to pass the walkaway test,”
Buterin said, highlighting priorities such as scalability, quantum resistance, and reducing hidden dependencies that could undermine trust.
That emphasis on durability aligns with the bank’s belief that infrastructure reliability will matter more as financial systems rely on blockchain rails.
Regulation Could Strengthen the Case
Looking ahead, Standard Chartered expects regulatory clarity to further support institutional participation. The bank points to upcoming U.S. market structure legislation as a possible catalyst for renewed risk appetite across digital assets.
While Bitcoin may benefit during broader market rallies, the bank’s conclusion is that Ethereum’s deeper integration into payments, settlement, and decentralized finance gives it an edge as crypto matures into financial infrastructure.
Summary
Standard Chartered’s latest research suggests Ethereum may benefit more than Bitcoin as blockchain use shifts toward everyday financial activity.
Although the bank reduced its short-term price expectations, it strengthened its long-term outlook, pointing to Ethereum’s leading role in stablecoins, tokenization, and decentralized finance.
Growing transaction activity, ongoing network improvements, and clearer regulation reinforce the view that Ethereum is increasingly being used as financial infrastructure, not just as a speculative market asset.
Glossary of Key Terms
1. Ethereum
Ethereum is a digital network where people can move money and run financial tools online, similar to how websites and apps run on the internet.
2. Bitcoin
Bitcoin is a digital form of money mainly used to store value or send payments, often compared to digital gold rather than a full financial system.
3. Stablecoins
Stablecoins are digital currencies designed to stay close to the value of regular money, like the U.S. dollar, making them easier to use for payments.
4. Tokenized Assets
Tokenized assets are real-world financial products turned into digital versions on a blockchain, much like holding electronic shares instead of paper ones.
5. Decentralized Finance (DeFi)
DeFi refers to financial services that work through software instead of banks, allowing people to lend, borrow, or trade directly online.
6. Onchain Activity
Onchain activity means transactions recorded directly on a blockchain, similar to entries written into a shared public record.
7. Network Security
Network security explains how a blockchain protects transactions and data, much like digital locks that keep online banking systems safe.
8. Regulatory Clarity
Regulatory clarity means clear government rules, helping companies and users understand how digital assets can be used legally and safely.
FAQs About Standard Chartered Ethereum Prediction
What is Standard Chartered’s view on Ethereum?
Standard Chartered sees Ethereum gaining importance as blockchain use moves toward real financial activity, with stablecoins and DeFi giving it stronger long-term support than Bitcoin.
What price levels does the bank expect?
The bank expects Ethereum around $7,500 by 2026, with higher levels possible later, while clearly noting these are research estimates, not promises or advice.
How do security and regulation affect Ethereum?
Ethereum’s security design, regular upgrades, and improving regulation make it more suitable for institutions, though users must still manage wallets carefully and follow local rules.
What could shape Ethereum’s future?
Further network upgrades, wider stablecoin use, growth in tokenized assets, and clearer regulations could strengthen Ethereum’s role as long-term financial infrastructure.
