Ripple Rolls Out $25 Million InveStment Plan in RLUSD to US EdTech Ripple Inc recently made the announcements in a $25 million investment plan: supporting educational project in U.S This is according to the latest announcement released by Ripple Inc.
The San Francisco-based Ripple decided to invest heavily in the US for educational support using their company-backed stablecoin RLUSD. In other words, this support is supposed to go to education.
Announced May 5, 2025, in conjunction with Teacher Appreciation Week, the campaign, which is launched in partnership with Teach For America and DonorsChoose, will provide key resources to classrooms, teachers, and students nationwide.
Most of the money will flow into RLU, signaling a significant use case for stablecoins in philanthropic grant funding. Ripple’s mission is clear: to ease decades-old systemic problems in American education, particularly in under-resourced districts in which teachers frequently pay for classroom supplies out of pocket.
Foreigners in U.S. Classrooms: Which Ones Should Teach?
More than 55 percent of Americans are unhappy with the state of K-12 education, complaining that it is inequitable and underfunded and that educators are burning out. In an effort to combat these challenges, Ripple’s $25 million donation will support classroom projects, STEM education, tutoring, and financial literacy curriculum.
For DonorsChoose, $15 million for teacher-submitted project needs, such as science kits and technology tools. The remaining $10 million will scale Teach For America’s ability to recruit, train, and deploy qualified instructors in under-resourced communities.
“Ripple has always been passionate about creating opportunities for others to learn and thrive,”
noted Ripple CEO Brad Garlinghouse, who added,
“We believe the best way to bring that vision to life is by supporting education and increasing access to financial services and technology.”
A Stablecoin That Makes a Difference in The Real World
RLUSD, Ripple’s in-house dollar-backed cryptocurrency, is pegged 1:1 to the U.S. dollar and is secured by a combination of dollar reserves, government securities, and cash equivalents.
RippleNami works on the XRP Ledger and the Ethereum network to ensure scalability with fast and low-cost transactions for accountable donations and transparent aid distribution.
As of May 6, 2025 The current value of RLUSD is $1.00. The circulating supply overreaches 317 million tokens, and the 24-hour volume is around $48 million, based on data from CoinMarketCap.
RLUSD Key Metrics (as of May 6, 2025):
Metric | Value |
Current Price | $1.00 USD |
Circulating Supply | 317,000,000 RLUSD |
24-Hour Trading Volume | $48,200,000 USD |
Networks Supported | XRP Ledger, Ethereum |
RLUSD’s Value Will Stay Pegged, Use Cases Expand
Considering it’s a stablecoin, we can safely assume it won’t have such high volatility. As long as the reserves are stable and the USD price does not deviate out of the range on the USD markets, it will remain pinned to $1.00, as experts estimate. The priority, still, is to increase the real-world use of RLUSD—across-border remittances, DeFi applications, and charitable distributions.
On Reddit and X Community Responses
Reddit users have praised Ripple’s charitable approach. In response to the news, a commenter wrote, “RLUSD provides ‘Ripple’ a solid use case — the use of blockchain tech in schools to support education is practical and overdue. For some, it was the ease of sending donations in stablecoins, as RLUSD can be used for sending money to crypto wallets, like a friend or institutional platform.
On X (previously Twitter), crypto asset analysts noted the strategic optics of the initiative, arguing the education fund has helped bolster Ripple’s regulatory and public image as the U.S. appears to be on the verge of further regulating stablecoins.
Ripple’s Long-Run Commitment to Making a Difference
This literacy fund is one of Ripple’s first pushes into social projects. The firm has donated more than $200 million since 2018 to educational, financial inclusion, and humanitarian relief efforts. Despite the hand-wringing, about 80% of Ripple employees are actively involved in volunteerism or giving, underscoring strong internal resonance with the company’s public mission.
The initiative is also part of a larger trend in which blockchain firms are working to legitimize their tech through real-world social impacts. By working with the world’s leading nonprofits and ensuring transparency through the blockchain, Ripple is working to make RLUSD more than a trading tool—it becomes a conduit for world-changing impact.
The Arrival of Stablecoin In U.S. Philanthropy
Ripple’s $25 million RLUSD investment marks a groundbreaking precedent for how blockchain and digital assets can work to disrupt structural problems of public education. The campaign provides a leading example of responsible Web3 philanthropy, and it marks a new paradigm for stablecoin use beyond speculation.
As other crypto companies contemplate similar public-good efforts, Ripple’s education-oriented model could offer a blueprint for how to blend tech, social equity, and financial accountability.
Keep following us on Twitter and LinkedIn, and join our Telegram channel for more news.
Frequently Asked Questions
1. What we think Ripple’s \$25M RLUSD education program is about
Ripple is behind a \$25M donation to public schools, teacher training, and STEM programs across the country through DonorsChoose and Teach For America, funded by its RLUSD stablecoin.
2. How can U.S. schools use the funds from RLUSD?
The money will go toward classroom resources, increased tutoring, STEAM and financial literacy, and offsetting expenses for teachers who pay for their own supplies.
3. Why did Ripple donate RLUSD instead of just cash?
Utilizing RLUSD allows recipient organizations to receive funds directly with or without RSKify, enabling fast, transparent, and traceable fund flow on the blockchain, better accountability, and lower processing fees.
4. Can anything potentially go wrong with crypto-donations in education?
Potential problems could be crypto price fluctuations, barriers to adoption, or tech access. But RLUSD’s 1:1 peg to the dollar mitigates financial risk to schools on such usage.
Glossary of Key Terms
1. RLUSD
RLUSD is a Ripple-backed stablecoin secured by U.S. dollars and released 1:1 to the U.S. dollar for clear, fast, and affordable operations and giving on a public chain.
2. Stablecoin
A stablecoin is a type of cryptocurrency tied to a stable asset (e.g., USD), thus providing price stability suitable for payments, savings, or use as a unit of account for institutional use.
3. DonorsChoose
DonorsChoose is a U.S.-based nonprofit that allows for public school teachers to post requests for classroom materials and for individuals or organizations to donate directly online.
4. Teach For America (TFA)
A nonprofit, Teach For America recruits and trains teachers to work in under-resourced schools in the United States, with a goal of lessening educational inequity.
5. Blockchain Philanthropy
Decentralized technology improves both traceability and trust over how donations are spent or managed, a key consideration for transparency in charitable giving.
6. Financial Literacy Programs
These are educational efforts intended to equip students with basic personal finance principles, such as budgeting, saving, investing, and managing credit and debt.
7. XRP Ledger
The XRP Ledger is one of the blockchains operated by Ripple and is a decentralized, open-source platform that enables low-cost and high-speed payments; it is one of RLUSD’s platforms.
8. Gallup Poll
A flash card from a Gallup Poll, which is a public opinion survey that is conducted by Gallup, Inc. It is frequently used to monitor and determine public opinion on different issues such as education, politics, and the economy.